Author Archives: James Paul

Learning the Basics about Trading Penny Stocks

In case you are interested in the personal finance field and especially if you have done some research into starting to trade on the stock market, you have probably come across penny stocks as a trading option. You have also most probably encountered one of two very biased points of view on this particular market – those who are saying ...

Read More »

The Different Ways to Pay Bills Online

This article gives you a few methods by which you may pay your bills online. This is an alternative to methods such as via the phone, post or in-person payment. Try your bank first and foremost. They offer quite a few ways to pay your bills. They have a few tools that you may use online. You also get the ...

Read More »

Traveling Wisely – Be Smart With Your Money

People have found that they can run into completely unexpected troubles and issues when they are in different countries wile traveling. Sometimes they learn this important truth in a hard way. There are many queries and answers that might have saved them from the problems and issues they saw and once you are in a completely different country you need ...

Read More »

Is Subprime Auto Loan a Harbinger of a Financial Crisis?

Auto Loan

My previous article was on a subprime mortgage. In that article, I very briefly talked about deep subprime loans in the automobile industry and how it could trigger a crisis. Later, I felt this topic requires an elaborate discussion and decided to churn out a new article focused exclusively on it. So in this article, I am going to discuss ...

Read More »

Steps to Get Rid of Credit Card Debt

Debts like credit cards and other consumer debts are wretched parts of the American households. Credit card companies put up attractive ads that promise to shower all sorts of freebies to their customers. According to the Federal Reserve, nearly 58% of the common people have outstanding credit card balance. This shows that people need to start taking steps to get ...

Read More »

5 Financial Tips For New College Students

For the millions of Americans who start college every fall, college can be an exciting time. However, the reality is that college, for many Americans, can also be a very expensive time. With most college grads accumulating an average of $30,000 in debt, college freshman could benefit from some helpful financial advice. 1) Understand Your Financing Options Most students today ...

Read More »

4 Stock Market Trading Tips Every Beginner Should Know

Stock Trading

Everything is getting costly these days. Housing, grocery, mobile, the Internet; all seem to be more expensive than before. On the bright side, several money-making avenues have opened up, allowing people to earn extra. It’s better to earn extra than to spend like a miser and cut expenses on grocery, broadband, and mobile phones. But diversifying the income stream is ...

Read More »