Personal Finance Blogs Accepting Guest Posts

Here we have the latest and the largest finance guest posting website database. We are confident this finance guest post sites will help you reach webmasters and increase the traffic to your website through guest posting.

Personal finance is all about addressing every financial need from micro to macro so that you can sail smoothly in season and out of season. From above discussion, you may gather a simple knowledge that without taking best care of your personal finance, there will always be a huge gap between your dream plan and its realization. So why delay, start planning from today.

Personal Finance Blogs Accepting Guest Posts

URL	DA	URL	DA
http://consumerist.com/	7	http://thesimpledollar.com/	5
http://dailyfinance.com/	7	http://wisebread.com/	5
http://moneyning.com/	6	http://20somethingfinance.com/	5
http://frugaldad.com/	6	http://bargainbriana.com/	5
http://consumerismcommentary.com/	6	http://blog.creditkarma.com/	5
http://iwillteachyoutoberich.com/	6	http://blogs.creditcards.com/	5
http://mainstreet.com/	6	http://cashmoneylife.com/	5
http://freemoneyfinance.com/	6	http://christianpf.com/	4
http://getrichslowly.org/blog/	6	http://dealseekingmom.com/	4
http://freebies4mom.com/	6	http://earlyretirementextreme.com/	4
http://genxfinance.com/	6	http://ewallstreeter.com/	4
http://mint.com/blog/	6	http://freebies4mom.com/	4
http://moneycrashers.com/	6	http://genxfinance.com/	4
http://moneytalksnews.com/	6	http://manvsdebt.com/	4
http://thedigeratilife.com/blog/	6	http://financialmentor.com/	4

Personal Finance – Why You Need to Focus on It

There is no denying the fact that money raises our living standard and social status. Earning money is important and gives you a peace of mind but at the same time ‘money management’ should not be overlooked. And in this context, personal finance is most relevant and significant.

The word ‘personal finance’ applies to both an individual and a family unit. A person or a household unit can make wise and winning decision in regards to planning of budget, savings and investment for both short and long run purposes. A good financial planning is important – no matter how much you earn every month or annum – to manage your monetary resources at present and to ensure that you live a financially blissful life in future.

For an individual, the subject personal finance often gets reduced to short time money management skill. Needless to say, numerous long time benefits are often neglected or get lost in too much discourse on evaluation of current personal financial requirements and how to meet these with precise management skill. But it is equally important, if not more, to apply the same acumen and skill when it comes to personal finance handling through the lens of long-term objectives.

Now let us come to the brass talk, I mean why you need personal finance? First of all, you can meet your day-to-day necessities in a better way. A part of our earning goes into spending purpose while the rest is reserved for savings and investment. If you are an expert personal finance planner, you can definitely augment your bank balance and make a better investment of your financial resources by cutting down unnecessary expenses and without being miser on the must-buy necessities.

Assessment of present financial status and understanding the requirements to maintain or up the living index are an integral part of personal finance management. Through a thorough analysis, you can surely identify which specific banking product such as savings account, credit cards, consumer loans and checking accounts meets the suitability of your needs.

The same rings truer for your investment options where you can simply be spoilt for choice. There are mutual funds, market bonds, and share market to put your money at stake and reap optimal return. Then you have the wide array of passive income ideas available for investing to top it all off. Personal finance is not limited to only budgeting of expenses and planning for savings and/or investment, it also includes monitoring to make sure that you are going along the right track and make timely modifications to stay attuned with the changing time and requirements.

As far as long time gains are concerned, you will better realize it in your twilight days. For those who play down the significance of personal finance in their heydays, experience the most financially unpleasant twilight saga. Saving a penny everyday will build up a larger sum when you reach your ripe age. Here also options are galore to make choice according to your earning, life style and futuristic vision.

An art of personal finance management prevents you from monetary troubles resulting from unseen unpleasantness. Life is uncertain and any time you may encounter financial causalities due to several reasons. By addressing this reality and planning for risk coverage in advance, you can artfully bypass financial disaster and spend money in dollops in times of emergencies.

Tax management is a taxing factor. However, tax filing is an obligation for every civilian and if not taken good care early and regularly, it gets into a mess. With frozen attention to your personal finance details and planning accordingly, you can keep tax troubles at far bay and prepare the requisite documents in a better way.

With today’s technology it’s easy to learn about tax and how it affects your financial status. Take a moment to look into the different classes you can take in a graduate tax program that could help you solve your tax issues. so that it is possible to earmark the asset and decide how much to save for such an expensive investment. To ensure maximum return on your total investment, you should concentrate more on diversification of investment portfolio. Apart from house or car buying, you should also think about investing on bond, stocks and other options. Never forget to measure your risk appetite and benefits in return.

Tax filing:

Income tax chucks off a larger share of your income. Tax management focuses on two crucial factors – when and how much to pay. There are some government incentives, availing of which may reduce your lifetime tax related expenses. You can ask for a tax consultant’s opinion regarding how to make the most of different tax break plans. A good tax plan heavily impacts your personal finance management.

Retirement planning:

In order to live a financially peaceful life in post-retirement phase, you must get prepared from your early thirty. Estimate how much you need to maintain the current living standard in your retirement days and then plan accordingly. Think about asset distribution to ensure flow of fund from alternative sources to compensate pension shortfall in twilight years.