Did you know that only forty percent of Americans have enough savings to cover a thousand-dollar emergency? That figure is shocking. That means that if they have an emergency medical bill to pay, or their vehicle needs an emergency repair, they do not have the money to pay for it. Are you in that position? Saving money may not be ...

If you need to buy a new or used vehicle and have poor credit, a Phoenix car dealer will ask whether or not you’re able to place a down payment on the vehicle. If your credit rating is terrible, you’ll most likely need to have a down payment. All car dealers have different requirements for money down, and it could ...

There are many reasons that make gold a worthy investment. Among the notable characteristics of this precious metal is its global acceptability as a currency as well as its easy liquidity. If you have physical gold, you can have it traded for cash anywhere in the world. So where do you take your gold to exchange it for money? For ...

In the age of the internet, hiring can be an overwhelming process. Once a job is posted, there are often hundreds of resumes to sort through, and it is time consuming to find the best candidates. How does a hiring manager go through the process efficiently, particularly if that person is not a full-time recruiter? Here are some tips for ...

Transferring wealth from one person to another is something that might need to be done for a multitude of reasons, such as the death of a parent which then triggers a chain of events that should ultimately result in funds being passed on. However, an inherited IRA is one particular transaction that can go badly wrong and could easily become ...

A rejected loan application can feel like a slap in the face. This is particularly true when you don’t see the rejection coming. But each year, many Americans face this demoralizing dilemma without understanding why. In the following article, we’ll be shedding light on what can go wrong and what to do about it. Let’s begin! Bad Credit Of course, ...

When it comes to planning ahead in life, one of the biggest investment opportunities that you have is a personal insurance policy. Looking out for your health and finances is a big part to staying financially stable and healthy. However, there are a few advantages and disadvantages to investing in a policy. Today, we are going to look at a ...

Whoa! I wish I could live that guy’s life. He makes spending money look easy! Well, when you’ve got thousands to spare, spending really does become easy. It’s so easy, in fact, that buying a new house ora new car won’t be a big deal anymore. Eating out at the most expensive restaurants won’t make you feel so guilty and ...

We live in an age where millenials may have to work longer in their lifetime. Maybe even past the retirement age. There may be a few factors that could be to blame for this. So, is one of those factors millennials themselves? What happens when their parents pass and end up with an inherited IRA? In this article, we are ...

If your forex trading is purely based on luck, then you might as well consider yourself a gambler. Although there are many trading strategies in the market, trying to master all of them will only leave your head spinning. Forex trading aims to make your life easier, and the use of easy and simple strategies make it an even richer ...