Author Archives: James Paul

How Can I Save Money to Cover Care Home Fees

Life expectancy is increasing rapidly.  Over the last 50 years, the average life expectancy across England and Wales has increased approximately 10 years for men and 8 years for women.   Meanwhile, the rate at which healthy life expectancy (the length of time we can expect to live without incurring significant health problems), is increasing less rapidly. Whilst we’re all living ...

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Road Traffic Injury Claims

Injury claims

Motorists who feel anxious about being involved in a road traffic accident have been given yet more cause for concern, as recent statistics show that road traffic injury claims for compensation increased significantly over the past 12 months. According to figures released from a report by the Actuarial Profession, despite a fall in actual accidents of 11% in 2011 compared ...

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Financial Management Tips for Small Business Owners

Some people wait for the New Year to fix their finances. Well, the truth is that you don’t need to wait for January to get things done. Although we are quite at the start of the year, why not begin our discussion with a few basic financial management tips for businessmen? With the dynamics of the economy and industry competition, ...

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Learning the Basics about Trading Penny Stocks

In case you are interested in the personal finance field and especially if you have done some research into starting to trade on the stock market, you have probably come across penny stocks as a trading option. You have also most probably encountered one of two very biased points of view on this particular market – those who are saying ...

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The Different Ways to Pay Bills Online

This article gives you a few methods by which you may pay your bills online. This is an alternative to methods such as via the phone, post or in-person payment. Try your bank first and foremost. They offer quite a few ways to pay your bills. They have a few tools that you may use online. You also get the ...

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Traveling Wisely – Be Smart With Your Money

People have found that they can run into completely unexpected troubles and issues when they are in different countries wile traveling. Sometimes they learn this important truth in a hard way. There are many queries and answers that might have saved them from the problems and issues they saw and once you are in a completely different country you need ...

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Is Subprime Auto Loan a Harbinger of a Financial Crisis?

Auto Loan

My previous article was on a subprime mortgage. In that article, I very briefly talked about deep subprime loans in the automobile industry and how it could trigger a crisis. Later, I felt this topic requires an elaborate discussion and decided to churn out a new article focused exclusively on it. So in this article, I am going to discuss ...

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Steps to Get Rid of Credit Card Debt

Debts like credit cards and other consumer debts are wretched parts of the American households. Credit card companies put up attractive ads that promise to shower all sorts of freebies to their customers. According to the Federal Reserve, nearly 58% of the common people have outstanding credit card balance. This shows that people need to start taking steps to get ...

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