Personal Finance

Sometimes we don’t realise that there is an alternative to the nine to five job. Years ago the only way of earning money was to find yourself in a job. A job that you would work really hard in, have no option but to progress in order to earn more, and simply live this more structured life. But now, the ...

Buying a home comes with a lot of expectations vs. reality. We expect a lot of different things to happen, but the whole process can be entirely the opposite of what we thought. This is the case for first-time home buyers up and down the country, and throughout the world. There are so many things that no one ever tells ...

Nobody wants to worry about money. Yet, at the same time, taking a casual approach to your personal finances will definitely give you something to worry about in the future. You need to be organised and efficient when it comes to managing your savings. Making smarter decisions today could drastically improve your monetary circumstances tomorrow. If you’re not sure where ...

Losing someone close and dear is sad and hard to come in terms with. Funerals are held to say the last goodbye and give a proper farewell to the person. When it comes to funeral you have to two options: burial or cremation. There are many reasons why cremation is better than burials. Burials are the traditional choices, which is ...

Financial problems occur to almost everyone. You are not immune to financial difficulties and challenges regardless of who you are or even your income. It will inevitably happen. Knowing how to deal with this debacle whenever it rears its ugly head is key. Many people have different ways of dealing with financial stress. Some do it positively, others negatively and ...

This article about how to buy a car intelligently, I wrote it together with my life partner and personal finance adviser, Daniel Cabrera, who I learn so much from every day. In case you did not know, the second largest and most important purchase we will make in our lives, after that of a house, will be the purchase of ...

Finance experts have been recommending for years that people tuck money to the side just in case there’s an emergency they need to handle. Even those who have a well-planned budget may run into a circumstance that causes their finances to take a hit. An emergency account provides coverage in those instances. There are a lot of people who have ...

Countless Americans turn to financial advisors to help them plan for their financial future. If you don’t know a lot about financial matters, it makes sense to seek the help of a professional. However, many folks don’t trust their financial advisors. In fact, a 2016 poll conducted by the American Association of Individual Investors showed that 65% of participants mistrusted ...

When looking to buy a used car there are many things to think about such as which model to choose, what size engine, what colour etc. however, before all of these can be considered it’s important to work out how the purchase will be financed. When working out how much to spend on a new car, it’s vital to examine ...

Besides everything else, what sets a job holder apart from an entrepreneur is the way the former plans his retirement. While as a job holder you might as well have started planning for your retirement from the first day of your job itself, an entrepreneur doesn’t really do so. While job holders are perhaps planning their retirement savings even before ...