Personal Finance

Whether you’re failing on your mortgage payments, or you’re simply suffering with debt that has necessitated those you owe to call debt collectors on you, the threat of losing your home is one of the scariest situations you can find yourself in. Your home is an asset that’s worth far more than its material value – you’ve invested your heart ...

There is a certain sinking feeling a person undoubtedly gets when they receive a letter from the IRS in general, but an audit notice can really put a damper on the day. The process of having the IRS audit your business can be extremely stressful. Mistakes do happen. Underpaying on taxes can lead to a huge penalty in combination with ...

One of the nightmares that many project managers face is budget overruns. To complete a project according to plan, it’s important to have a budget in place that you stick to. The alternative is experiencing a cash flow problem during the middle of the project. To help you gain more control, here are some budget management strategies that should help. ...

Investing in a motorhome is bound to be exciting, as it will allow you to get behind the wheel and travel to different destinations on a whim with your loved ones. Rather than twiddling your thumbs at home, all you will need to do is fill the gas tank and then take to the road to embrace a brand-new experience. ...

While more Boomers than you’d care to count failed to plan adequately for their retirement, an even larger number regret the mistakes they made along the way. Of course, not accounting for the cost of living adjustments that have skyrocketed exponentially over the years is just one of those mistakes no one could have foreseen. Remember, many of our current ...

Relationships can add great value to our lives and often bring the rewards of happiness and love. But how they develop and continue is all down to each partner’s contribution – both what they bring to and what they put into the relationship. The emotional investment is the primary driver, growing from the attraction and feelings you have for one ...

If you need to buy a new or used vehicle and have poor credit, a Phoenix car dealer will ask whether or not you’re able to place a down payment on the vehicle. If your credit rating is terrible, you’ll most likely need to have a down payment. All car dealers have different requirements for money down, and it could ...

There are many reasons that make gold a worthy investment. Among the notable characteristics of this precious metal is its global acceptability as a currency as well as its easy liquidity. If you have physical gold, you can have it traded for cash anywhere in the world. So where do you take your gold to exchange it for money? For ...

We live in an age where millenials may have to work longer in their lifetime. Maybe even past the retirement age. There may be a few factors that could be to blame for this. So, is one of those factors millennials themselves? What happens when their parents pass and end up with an inherited IRA? In this article, we are ...

Often “someday” feels like it is way far out ahead of us. It can be all too easy to get wrapped up in the day to day and set our future on the back burner. After all, we have jobs that need us and children to raise and college expenses to plan for. We tend to put ourselves and our ...