Author: James Paul

In today’s money market, personal loans are the most preferable credit option. It is a type of “unsecured” loan which signifies that banks do not take any collateral from a borrower for security purposes. The eligibility for acquiring a personal loan depends upon the credit score of a consumer. A good credit score reflects that a borrower is financially responsible as well as capable enough to repay the loan. Apart from the thing that the approval of a personal loan largely depends on the borrower’s credit score, an individual can also avail a personal in order to boost his credit…

Life Insurance Corporation (LIC) is the most trusted life insurance brand in India. This public sector insurance company offers a high range of products to its customers. Formed in the year 1956, LIC enjoys a monopoly in the Indian insurance segment. It is known for maintaining a high claim settlement ratio and is the oldest insurance company in India. LIC policies often act as a family’s guardian during the unforeseen circumstances. It offers a large variety of insurance policies that can fulfil the individual demands of the customers. Therefore, purchasing a policy that would serve ones needs can be time-consuming…

The personal finance industry has seen significant changes. In the past few years, more companies have moved into the industry and new products have been introduced. For example, the concept of blockchain has continued to evolve and more products have been launched. Also, big companies like Google and Amazon have moved further into personal finance. In this report, we will look at some of the biggest trends to look at. Mobile App Loans to Grow Recently, Bloomberg BusinessWeek did a report that showed how American venture funded companies were extending subprime loans in Kenya. The report showed that companies like…

If you are into property investment, you are well aware that the whole thing has its ups and downs. Sometimes everything is going well. But there are times where you just need some help. Thankfully, there’s a specific profession meant just for this purpose. Who are property accountants? This profession is meant to help you financially in your real estate problems. A lot of people are interested in this department. You might be one of them. You could use some help. It doesn’t really matter the type of company you have. These landlord accountants are concerned with leasing, buying, and…

Whether God is omnipresent or not is debatable. But when it comes to the ubiquity of technology, there’s little debate. From espresso machines to public WiFi, technology is everywhere and dominates all walks of life. Business and marketing are not outside its ever-increasing presence. Almost all businesses – from large corporations to small enterprises – are leveraging technology to maximize their growth. There are two technology trends that experts believe could make or break a business in 2020. Watch out for these trends, if you are an entrepreneur who doesn’t want to risk losing the competitive advantage of his business.…

The way our generation is going today, the chances that we will all be able to work until we hit retirement is quite low. The idea here is to not discourage you but to help you face the harsh reality of life that can often throw curve balls at us. Disability is one such curveball that no one prepares you for. On the bright side, you have got social security. Now, you might assume that social security is a program to do with providing income for old and retired U.S citizens, but there is more to it. There is another…

Tax saving schemes are easily accessible in the financial market. However, opting for the best options can be a tricky task. It is essential to keep in mind that even though various options are easily available online, investors can be prone to pitfalls if they decide to invest in poor-performing funds. An inefficient tax saving investment plan can severely affect the time period taken devoted to achieving one’s financial goals. Investing in a fund that leads to high-income tax deduction generally showcases poor money management with respect to financial planning. It depletes the share of income to be taken back…

We all know that health insurance is important, especially amid rising medical treatment costs both in and outside of the US. Health insurance premiums can significantly weigh on the budget, though. So, how can you save money on health insurance without sacrificing on coverage quality? To help, this article sponsored by international health insurance brokerage Pacific Prime offers the below 6 tips on how to save money on health insurance. #1: The price is not always right While this may sound counter-intuitive to the topic of this article, buying the cheapest health insurance plan can save you a little…

A few years ago, applying for a personal loan was a cumbersome process. One had to visit the lender’s office, fill out an application form, submit physical copies of KYC documents, bank statement, sign the forms and wait for weeks to get loan approval. However, in today’s times of digital advancement, getting a personal loan has now simple; you don’t have to look beyond your smartphone to get instant access to funds. Many banks, NBFCs and online lenders in India have made optimum use of technology to offer quick personal loans to salaried professionals via personal loan apps. A personal…

Whether you’re failing on your mortgage payments, or you’re simply suffering with debt that has necessitated those you owe to call debt collectors on you, the threat of losing your home is one of the scariest situations you can find yourself in. Your home is an asset that’s worth far more than its material value – you’ve invested your heart and soul in it and settled down to live within its walls for the long term. So, this article aims to help you protect your home – even when your debts are rising, and you feel out of control. Speak…