Author: James Paul
Tax saving schemes are easily accessible in the financial market. However, opting for the best options can be a tricky task. It is essential to keep in mind that even though various options are easily available online, investors can be prone to pitfalls if they decide to invest in poor-performing funds. An inefficient tax saving investment plan can severely affect the time period taken devoted to achieving one’s financial goals. Investing in a fund that leads to high-income tax deduction generally showcases poor money management with respect to financial planning. It depletes the share of income to be taken back…
We all know that health insurance is important, especially amid rising medical treatment costs both in and outside of the US. Health insurance premiums can significantly weigh on the budget, though. So, how can you save money on health insurance without sacrificing on coverage quality? To help, this article sponsored by international health insurance brokerage Pacific Prime offers the below 6 tips on how to save money on health insurance. #1: The price is not always right While this may sound counter-intuitive to the topic of this article, buying the cheapest health insurance plan can save you a little…
A few years ago, applying for a personal loan was a cumbersome process. One had to visit the lender’s office, fill out an application form, submit physical copies of KYC documents, bank statement, sign the forms and wait for weeks to get loan approval. However, in today’s times of digital advancement, getting a personal loan has now simple; you don’t have to look beyond your smartphone to get instant access to funds. Many banks, NBFCs and online lenders in India have made optimum use of technology to offer quick personal loans to salaried professionals via personal loan apps. A personal…
Whether you’re failing on your mortgage payments, or you’re simply suffering with debt that has necessitated those you owe to call debt collectors on you, the threat of losing your home is one of the scariest situations you can find yourself in. Your home is an asset that’s worth far more than its material value – you’ve invested your heart and soul in it and settled down to live within its walls for the long term. So, this article aims to help you protect your home – even when your debts are rising, and you feel out of control. Speak…
There is a certain sinking feeling a person undoubtedly gets when they receive a letter from the IRS in general, but an audit notice can really put a damper on the day. The process of having the IRS audit your business can be extremely stressful. Mistakes do happen. Underpaying on taxes can lead to a huge penalty in combination with the total still owed in taxes. Under reporting income can lead to penalties that are dependent upon what percentage of personal income that you didn’t report or pay taxes on. A Denver tax advisor or tax attorney in your area can…
Personal loans are unsecured loans that are granted by banks and other financial institutions to prospective and eligible borrowers agreeing to repay the financial assistance within a specifically defined period of time. Individuals who have applied for a personal loan are oftentimes in a constant state of doubt and panic regarding the status of their loan application. Here are a few suggestive means through which loan applicants can check their Personal Loan status. You can check your personal loan status online with the help of your device. Source: Ambit How to check your Personal Loan status – Online Method The…
Debt can be a difficult part of life that you have to overcome. Whether it be from various loan deadlines that are approaching, your student loans from when you took college, or even borrowing money from a friend or family member, debt is the monster under many adult’s lives. But how exactly do you go about helping yourself if you’ve fallen down the rabbit hole of debt? How Debt Affects You The biggest factor why you want to pay off your debts is the fact that important loans will be harder and harder to get, the longer you procrastinate on…
We live in the era of everything going viral and digital, and all changes that are about to happen should make our lives. If you’re an entrepreneur or a company owner, you should be aware that it’s about time to apply a digital transformation strategy to your small business. You must understand what it means and what it can do for your company. The digital world is a place to be, but if you need someone to help you with this transformation, you can always ask for a professional service. They can assist you from the beginning of this changing,…
It’s bad enough that most cash-crunch situations come at a time when you need money the most. But what can make matters even more stressful is finding yourself running from pillar to post trying to get your instant loan approved when you’re hard-pressed for time. Luckily for us, digitization has taken over the world of finance, giving rise to the “paperless lending” trend. In other words, it is now possible for us to apply for an instant loan online, get approved and receive a loan at competitive interest rates through an online web and mobile portals. In fact, as of…
Starting a business isn’t just about finding an idea that will appeal to your target market – you also need to make sure that you have the funds to bring your ideas to life and make it into a reality. The good news is that there are plenty of small business funding options that you may be able to take advantage of. But when you’re picking a funding source, it’s important to consider the impact that it could have on you and your business across various dimensions. Here are some things to keep in mind when choosing funding for your…