Auto Loans

It is no more a luxury to own a two-wheeler or four-wheeler.  For some, it has become very necessary to purchase a vehicle for personal or commercial use. The desired vehicle could be an exotic and expensive one; a local brand, a heavy-duty vehicle for commercial use or a two-wheeler for daily ride, an auto loan can help the owner purchase without paying upfront.


Banks provide Auto Loans to help with purchase of a used or new commercial or private vehicle. These are mostly secured loans for which the vehicle acts as collateral. Auto loans are approved to borrowers after considering a lot of factors including their credit score, income, repay ability etc.  The repayment of the loan is done in equal monthly installments for a certain period (12-84 months) rather than paying the amount in full at the time of purchase.

Car Title Loans

How to Determine if a Car Title Loan is Right for You

Do You Need Cash Fast? No matter how well we plan our lives, we sometimes run into gaps in our finances to cover emergencies or unplanned events. Those who can get through life without needing a little extra cash are incredibly lucky people — but not everyone has that experience. For those who need a way to get money quickly, ...

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Auto Loan

Is Subprime Auto Loan a Harbinger of a Financial Crisis?

My previous article was on a subprime mortgage. In that article, I very briefly talked about deep subprime loans in the automobile industry and how it could trigger a crisis. Later, I felt this topic requires an elaborate discussion and decided to churn out a new article focused exclusively on it. So in this article, I am going to discuss ...

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