Author: James Paul
In the last couple of decades, the available options while buying an insurance plan have gone up by several folds. There are a plethora of life insurance companies and banks that are now providing you some of the best options in the insurance sector. These insurance policies are available with or without the investment plans and you can select one based on your insurance need and the money in hand. While choosing the right insurance plan, it is very important to select the best possible company with a fair track record in clearing the claims. Also, the insurance policy should…
Bitcoin is by far the most popular digital currency and is expected to continue to enjoy expanding use as time passes. Of course, there are those who prefer to keep their wealth in tangible assets like gold, precious stones or currency, yet when you take a closer look at Bitcoin, it definitely ticks all the boxes. The exponential growth of Bitcoin users around the world shows no sign of slowing down, in fact, many financial gurus see this digital currency as the main player within a decade, and with that in mind, here are some of the Bitcoin uses you…
Debt can be a very scary, depressing and demoralising subject for many. Acquiring debt is so easy today with credit cards and easy loan schemes. Paying them off is often the hardest part. Mounting debts can create fear in the hearts of the debtors and affect their life in more ways than one. It is essential that you address the fear of debt and overcome it. Fear of debt is very dangerous as it can rob you off your sanity and peace. This article will discuss the problem of debts and how you can overcome it. How did you get…
Buying a home comes with a lot of expectations vs. reality. We expect a lot of different things to happen, but the whole process can be entirely the opposite of what we thought. This is the case for first-time home buyers up and down the country, and throughout the world. There are so many things that no one ever tells you about buying a home, so it shocks you when you do find them out. The purpose of today’s article is to re-align your expectations with what may actually happen. Hopefully, this stops you from being shocked as you’ll actually…
Making ends meet today is hard for millions of people. More people live paycheck to paycheck just to pay the minimum rates on their credit cards than ever before. In fact, it is significantly more common to be in debt than to not have more than a mortgage loan. But how do you break the cycle? You have probably noticed by now that there is a common process when you try to get out of debt. Maybe you take out a credit card with a lower interest rate and transfer your balance from another card. But then you have to…
There are many different types of car covers available on the market, and before purchasing one, it is important to find out which cover is best suited to you and your car. You will need to ask yourself a few basic questions; Where do you live? What type of climate do you live in and what is the general weather conditions there? Where do you keep your car? Do you keep it in a garage or on the street? What is your budget? These are three basic, fundamental questions, that when you can answer them fully, you will be able…
If you haven’t started on your 2018 resolution of Money Saving Ideas, it’s not too late. More than 90% of the people fail to live up to their New Year resolutions. You can still get back on track with a few simple changes in your life. Saving more money is not just about saving or earning more. Avoiding financial mistakes is another way of saving more money. In other words, stop the money from being spent on wrong things. Everyone makes a few financial mistakes. Some are big and some are small. The good news is, you can always turn…
Losing someone close and dear is sad and hard to come in terms with. Funerals are held to say the last goodbye and give a proper farewell to the person. When it comes to funeral you have to two options: burial or cremation. There are many reasons why cremation is better than burials. Burials are the traditional choices, which is quite understandable. You want to remember the person even when they are gone and visit a place where you can find them. But, more Americans are now choosing cremation for variety of reasons. Here are some of the best reasons…
Both loans and lines of credit allow families and individuals to borrow money. For a large, one-off purchase, borrowers can use a credit card, personal loan, a bank overdraft, home equity lines of credit, or a mortgage. However, personal loans and lines of credit have several subtle differences. It pays to know these differences to ensure you are making the right financial decisions for your personal economic circumstances. A Revolving Account vs a Lump Sum The biggest difference between a personal loan and a line of credit is that one is a revolving account, and one is provided as a…
This article about how to buy a car intelligently, I wrote it together with my life partner and personal finance adviser, Daniel Cabrera, who I learn so much from every day. In case you did not know, the second largest and most important purchase we will make in our lives, after that of a house, will be the purchase of a car. But unlike the houses, which increase their value over the years, the vehicles are losing it. Renowned personal finance expert Dave Ramsey talks to us about how we should make this purchase and how to get the most…