Author: James Paul
Getting a business loan with bad credit is far from easy. Many banks overlook smaller struggling businesses because they feel it’s more risk to them than what it’s worth. However, if you’re a bad credit business owner looking for a break, securing a loan isn’t impossible regardless of how bad of a situation your business is in. Take a look at some of your many options below that will give you the best chance of securing that much-needed loan to keep your business afloat. Traditional Bank Loan Most banking institutes would be happy to work with your business if it’s…
When insurance companies offer insurance products, they consider the age one of the most important factors that play a major role in preparing insurance quotes. Age factor becomes more relevant when you go for the general car insurance because the insurance companies measure the risk of accidents and driving experience on the basis of age. When car insurance companies ask your age, they want to calculate your premiums that can be affected if your age is under 25 years or above 65. Realistically, this is what we say age discrimination, but insurance companies can sell their policies on solid evidence…
Has your property recently been struck by a disaster? Do you plan on filing a property damage claim? There are some important factors you may want to put into consideration before you can go through with your claim. Here are the four important aspects to have in mind when filing a property damage claim. Call Your Insurers Asap When your property is damaged by an accident or a disaster, you need to remember that all policies have deadlines by which you can raise a formal claim. When you notify your insurers, you give them an opportunity to assess the situation,…
In the last couple of decades, the available options while buying an insurance plan have gone up by several folds. There are a plethora of life insurance companies and banks that are now providing you some of the best options in the insurance sector. These insurance policies are available with or without the investment plans and you can select one based on your insurance need and the money in hand. While choosing the right insurance plan, it is very important to select the best possible company with a fair track record in clearing the claims. Also, the insurance policy should…
Bitcoin is by far the most popular digital currency and is expected to continue to enjoy expanding use as time passes. Of course, there are those who prefer to keep their wealth in tangible assets like gold, precious stones or currency, yet when you take a closer look at Bitcoin, it definitely ticks all the boxes. The exponential growth of Bitcoin users around the world shows no sign of slowing down, in fact, many financial gurus see this digital currency as the main player within a decade, and with that in mind, here are some of the Bitcoin uses you…
Debt can be a very scary, depressing and demoralising subject for many. Acquiring debt is so easy today with credit cards and easy loan schemes. Paying them off is often the hardest part. Mounting debts can create fear in the hearts of the debtors and affect their life in more ways than one. It is essential that you address the fear of debt and overcome it. Fear of debt is very dangerous as it can rob you off your sanity and peace. This article will discuss the problem of debts and how you can overcome it. How did you get…
Buying a home comes with a lot of expectations vs. reality. We expect a lot of different things to happen, but the whole process can be entirely the opposite of what we thought. This is the case for first-time home buyers up and down the country, and throughout the world. There are so many things that no one ever tells you about buying a home, so it shocks you when you do find them out. The purpose of today’s article is to re-align your expectations with what may actually happen. Hopefully, this stops you from being shocked as you’ll actually…
Making ends meet today is hard for millions of people. More people live paycheck to paycheck just to pay the minimum rates on their credit cards than ever before. In fact, it is significantly more common to be in debt than to not have more than a mortgage loan. But how do you break the cycle? You have probably noticed by now that there is a common process when you try to get out of debt. Maybe you take out a credit card with a lower interest rate and transfer your balance from another card. But then you have to…
There are many different types of car covers available on the market, and before purchasing one, it is important to find out which cover is best suited to you and your car. You will need to ask yourself a few basic questions; Where do you live? What type of climate do you live in and what is the general weather conditions there? Where do you keep your car? Do you keep it in a garage or on the street? What is your budget? These are three basic, fundamental questions, that when you can answer them fully, you will be able…
If you haven’t started on your 2018 resolution of Money Saving Ideas, it’s not too late. More than 90% of the people fail to live up to their New Year resolutions. You can still get back on track with a few simple changes in your life. Saving more money is not just about saving or earning more. Avoiding financial mistakes is another way of saving more money. In other words, stop the money from being spent on wrong things. Everyone makes a few financial mistakes. Some are big and some are small. The good news is, you can always turn…