Author Archives: James Paul

How To Prepare Monthly Budget Effectively?

Oh, my god! Is it necessary to plan a budget? This is the first reaction from majority of the people. Shiver courses down through the spine at the very utterance of ‘budget’. In reality, budget is a structured format of your weekly/monthly/annual expenses. You can keep track of where your money goes and distribute your earning in the best possible ...

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Top 6 Tips While Negotiating a Lease Buyout

Car loans with both damaged credit and bad credit are available nowadays in which you can get the loan even if you are having a bad credit. The people seeking for the repair bad credits with the car loans can get help here. You can even lower the monthly payment of your car to save much more over the auto ...

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The Different Types Of Building Society Mortgages

Unless you have the luxury of being able to turn to a lump sum in order to acquire your dream house, it’s likely that you may have the chance to sign with a building society in order to secure the necessary funding. Before you do so it’s always wise to conduct a little research on the types of finance options available ...

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Straightforward Tips on Using Cash Advance Loans. Find How to Apply for Low Interest Cash Advance Loans.

Cash Advance Loans

Cash advance loans can be very helpful in times of financial struggle, but they can also cause havoc if they are not used prudently. Overcoming financial problems is essential to maintain a debt free lifestyle. In general, cash advance loans are very essential in so many ways. However, borrowers should never make them their first option and always their last. ...

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Living Longer than Expected and the Presidential Election

It can be a good quandary. Someone buys life insurance in case something unforeseen happens, or the inevitable and their heirs are left with a valuable asset. In today’s trying economic times, and as people live longer than previously expected, a life settlement may become the best choice for someone to live an independent lifestyle in their golden years. Life ...

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Why the New Mortgage Rules are not all Bad News for Canadian Investors

Earlier this year on July 9th, Finance Minister, Jim Flaherty announced new changes to the mortgage rules. The new measures included shortened amortization periods (30 to 25 years), lowering the maximum amount Canadians could borrow against their home when refinancing (85 to 80 percent), fixing the maximum gross debt service ratio (39 percent) and limiting government backed insured mortgages on ...

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