Author: James Paul

When young, all of us dream of being princesses or warriors living in big castles we called home with tens of servants around us, luxurious furniture to sit on and the best of delicacies to enjoy. But sadly, for the majority of us, this only remained a dream. Most of us have lived in medium-sized homes, stuffed all our suitcases in a dorm room when moving to college, gotten ourselves the cheapest of apartments to rent and now finally, are moving into another small space after marriage. If there was one thing that remained constant were the small spaces in…

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Want to increase your wealth? If yes then there are a number of ways for you to do that. An effective and convenient way of increasing wealth is making some smart investments. People looking to swell their retirement fund can invest in real estate as it provides great opportunities. In recent decades, the real estate world has seen a huge boom and more people are now investing in it. One of the great things about investing in it is that you can do it in many ways. You don’t have to invest a huge amount of money. You can do…

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If you are concerned that obtaining unsecured loans for bad credit might undermine your negative credit rating, the good news is that it may have entirely the opposite effect. Bad credit loans might actually improve your current rating. However, the way in which this can be effectively achieved will depend on your ability to consistently meet the repayments on the set due dates. Bad credit loans are especially designed for people with an adverse credit history. This definition is based on a number of factors like payment arrears and County Court Judgements. These factors will appear on your credit report…

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We plan for most happy things in our lives. We plan for marriages, we save for a new house, we keep money in hand for car expenses and we save for ages for something we want desperately yet we never want to face the ugly unexpected truths in life. Why Consider an Accident Insurance At All? None of the victims of accidents ever wanted to suffer from it or asked for it, yet it happened all the same.  It’s understandable that it is not a pleasant topic to discuss and of course, there’s a high chance you might not ever…

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Most of us apply for an employer identification number easily but when it comes or changing or cancelling it, you might feel baffled on how to do it.  You can apply for an employer ID number (EIN) online if your principal business is based in US or its territories. Let us learn about how you can change or cancel the employer identification number. But before we proceed, it is important to know what EIN is. Employer ID number (EIN) An EINis a unique 9-digit number assigned by Internal Revenue Service (IRS) for the purpose of identification to business entities operating…

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My good friend Dewitt Jones, who was instrumental in helping me set the course for my book, You Should Only Have to Get Rich Once, just recently spoke at an event in Chicago. If you have not seen Dewitt speak, it is something I highly recommend. As a former photographer for National Geographic for over 30 years, he always has something interesting to say. In the hundreds of events he has spoken at, one question, one frustrating question keeps coming up over and over again: “How many good pictures do you get out of one roll of film?” He would quickly…

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Binary options involve the upward or downward movement of assets such as currency pairs, stocks, commodities, indices and future indices. Many, if not most, investment portfolios contain binary options in an effort to diversify by including the high risk/high profit potential of alternate investment instruments. The short term projection of a market rise/Call option, or fall/Put option, is what binary options are all about. This platform is widely traded across the entire spectrum of investors, from experts to newbies. The range of markets and ease of opening and closing transactions have propelled the popularity of the binary option field. Forex…

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There are sometimes certain situations in life when you have no other option than to opt for a loan. For example, a sudden hospitalization of a family member or college admission fee of your daughter. But taking a loan is not the problem since there are a number of institutions and organizations that would happily lend you money for any purpose. The problem is repaying the loan in time that creates an issue. If you are able to manage your personal finances well and repay the loan on time, then again there would be no problem at all. But if…

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When you think about running a business, chances are good that most of your attention is focused upon the product or service you’d like to sell, as well as how you would like to sell it. Far less attention goes into the behind the scenes work like actually setting the business up and ensuring that it stays on the good side of the United States government and the IRS. To do this, you will need to first obtain an employer identification number (EIN) and confirm your EIN status. How you do this, or if you have to do it at…

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There are many different websites on the net which are reputable and informative when it comes to the subject of investing. If you are looking for a new investment opportunity, then many of these websites are looking at what the big players are doing when it comes to offering their readers advice. Many of the leading investors around the world are strengthening their portfolios by investing heavily in gold. Investment Methods There are multiple ways that you can invest on gold and one of the preferred methods is by direct ownership, where you have physical gold that requires storing. For…

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