Author: James Paul
It is an undeniable fact that life insurance has now become extremely important in a person’s life. But unfortunately, many people tend to avoid it despite being fully aware of its importance. Most people stay away from availing life insurance because they just do not get into the complexities of the policies. They actually just cannot figure out from where to begin in order to avail a life insurance quote. However, one must not allow these reasons to stand as an obstacle to ensuring a secured future both for that person, as well as his family members. Getting free life…
You’ve just purchased a new car and want to protect both it and yourself as much as possible. Your old auto insurance policy doesn’t seem to cut it anymore, but you don’t know what kind of coverage you need. A car insurance policy can cover a lot of things if you choose the right level of coverage, but in order to do that you need to know what exactly what each facet of the policy will actually take care of. For example, different parts of your policy cover different kinds of damage. Let’s say you lost control on an icy…
Insurance policies provide cover against various types of contingencies. The contingencies could be like damage to the house, loss of vehicle, loss of goods, loss of life etc. Life can be extremely cruel at times. It is also full of uncertainties that could arise at any time. In order to make sure that you are not affected by various unforeseen events of life, it is would be logical to get insured against various risks. The main advantage of various insurance policies is that the risk gets shared over a large number of insured people and each person has to pay…
One of the major milestones and most exciting times of your life is when you make the decision to buy your first home. However we often get caught up in the status quo, whether it is because your friends are all buying homes, or you have reached the magic age where it is determined you should have one. While you may be eager to find that perfect house and move in, there are a three major things you should consider before buying a home. Are you actually ready for home-ownership? Although it may sound crazy, the first question you should be…
Credit card debt impacts so much more than just your credit score. Yes, credit scores do affect your ability to finance big ticket items like homes and vehicles. And if you are overextended with credit card debt or behind on these bills, your score will be lower than those who pay their bills on time. However, this is not the only way that credit card debt can wreak havoc on you. If you have high credit card debt, it could also hurt your ability to find a job, regardless of what your score is. Fortunately, Freedom Debt Relief could help.…
Forex trades are facilitated by brokers, and as you begin your day trading career, it’s important that you fully understand the different types. In general, Forex brokers fall into two different categories: Dealing desk brokers and no dealing desk brokers. So which one is the best? Well, it depends on your trading style. Each has their own advantages and disadvantages, and they offer different methods for entering and exiting trades. For example, some offer tighter spreads, but charge commission, while others have wider fixed spreads but don’t take a commission on each trade. Each broker will offer the trader an…
You may know about moats if you have read Warren Buffett’s letters to shareholders or you are into investing. Moats and floats are nothing but an investing style which is widely accepted by people all over the globe. These terms were coined by legendary investor Warren Buffett. Let’s understand both Moats and Floats in little detail- Moats A moat simply means competitive advantage which a company enjoys over other firms in the same industry. Moats simply acts as an entry barrier against other firms trying to enter the industry and trying to eat away the market share of the existing…
“No romance without finance, guys!” My Climatology lecturer made it a point to remind us in class every time he could. Maybe he was always reminded of young love and how flaming it looked on the outside whenever he saw couples on campus. He always pointed out that, to keep whatever flame a couple has, it is necessary to occasionally use the ‘paper’ to keep fanning it. Till date, his angle on romance and finance is one of the most interesting ones of I have ever come across Truthfully, he has a point there if we took out his whole…
The US-based Institute for Legal Reform (ILR) published a document containing 11 separate claims against litigation funding within the UK in 2009. The issues raised in this document have caused much discussion in the industry. Litigation funding, which is also known as third party funding; provides financial assistance to mainly big businesses fighting commercial cases, rather than aiding those with consumer or personal injury claims. Its use in the UK is growing. The ILR made a number of misguided comments and attempted to blast the Code of Conduct set out by the Association of Litigation Funders (ALF). All members of…
Are silver coins a good investment and should you buy them? This is a tricky question to answer–especially the second part of it–but there are some genuine reasons that advocate buying and investing in silver coins. So, what are the things that make buying/investing in silver coins a good choice? Let’s find out. Why Investing in Silver Coins Makes Sense Investing in Australian silver coins is a good choice and here’s why: what goes up must come down. This is both the law of nature and the law of gravity. This law also holds true for the physical world and…