Author: James Paul
It doesn’t matter what sector you are in, how much experience you have or how good your idea is, creating a successful business is exciting but it’s also a huge amount of hard work. The potential rewards can be great, however it’s a mammoth task. So, what can you do to increase your chances of success? Getting started is not easy. You have to plan, plan and plan, not to mention have enough cash to get the ball rolling. Cash is king and if you don’t have a healthy flow throughout your business, it will only end in trouble. Keeping…
Your vehicle is an expensive investment, and you spend a lot just to maintain it. You get its oil changed, your tires rotated, and regularly replace your brake pads. But have you stopped and thought that an action as simple as washing your vehicle is an investment, too? Do you really need to do it? The answer to that is yes; you need to clean your car. Most of the time, it’s apparent that you need to wash your car. However, have you thought about it as part of your vehicle’s general maintenance? If you haven’t, then maybe you should…
Some traders are without doubt, their own worst enemy. There really are not that many reasons why forex traders fail. However, one of the main reasons that forex traders fail is overtrading. Overtrading can be understood as trading either too often, or with positions which are too large for the trader or the trading account. Here I will briefly cover the first. Trading too frequently The reasons behind this could be unrealistic trading goals, a simple addiction to the market, or the psychological mindset that “the next one will be the winner”. Let’s consider unrealistic expectations. Setting yourself attainable,…
‘A penny saved is a penny earned’. This quote rightly taps on the importance of savings. To break it down, it simply means money which is saved holds equivalence with money earned. A penny saved today will expand your financial resource tomorrow. Best ways to grow money short term are numerous and routine. They come under saving money without investing. Hence options and tips to protect your money are going to be classified under – How to make your money grow without investment and by channeling them under right investment options. To erect a formidable financial backing, it is essential…
This guest post is from Cato Johnson. Cato is a millennial, an attorney, and the co-founder of The Dollar Build, a personal finance site aimed at educating millennials, young adults and professionals about ways to take charge of their finances and live a rich, fulfilling life. With the seemingly never-ending debate over the Affordable Care Act, you’re probably tired of hearing about healthcare. If that’s the case, just the thought of spending a few minutes considering the type of health care plan that’s right for you probably seems like torture. And it doesn’t get any better when you start throwing…
If you’re like me( or most people for that matter), it’s not that uncommon for you to say to yourself “if I only knew then what I know now, I would have done things differently”. Well, this is your opportunity to avoid some of most common mistakes people make buying life insurance. Here’s your chance to be “in the know”, and avoid the 5 most common mistakes people make buying life insurance. Follow the rules laid out in this article and you will be in better shape than 90% of all life insurance consumers. Lying to Agent about Medical /Driving…
A high number of people assume that investing in cryptocurrencies is no longer an attractive option and there is a bubble about to burst. It might be true some of the top coins of the moment will dive in the coming months. Waiting in the wings though are several coins which have been developed to put right the problems that are associated with Bitcoin, Ethereum,and the other early front-runners. When you look at the increases of the significant coins have made over the past twelve months should you trust something that can rise in value by that higher margin? It…
Life never runs out of surprises, be it good or bad. That’s why you need to have a financial backup plan that will help you weather any storm. You may be the most disciplined person when it comes to sticking to a budget and saving a portion of your income every month, but unexpected events may occur that can render you in financial ruins, especially if you don’t have a plan B. Here are the steps you need to take to create a financial backup plan that will prepare you for the future. Track your Current Expenses Before anything else,…
All employers have a broad range of responsibilities towards their employees. The most important ones include ensuring the safety of the workers while at work. It is their job to ensure that workplaces accidents don’t happen by eliminating any such hazards that might result in one. According to statistics reported by Safe Work Australia, 182 workers lost their lives after being injured at the workplace in 2016. Though the number might not seem much, thousands of reported and sometimes unreported workplace injuries occur every year, leaving both the worker and the employer at loss. Employers have to pay worker compensation…
Right at the beginning of a new year, post all the celebrations, you realise how excessively you’ve spent during the holidays. It is definitely that time of the year where one finds out the precise size of their splurge when the credit card bill arrives. Holiday season is that time of the year, which can put people off balance and sometimes they tend to go way past the budget they set for themselves. It is safe to say, this happens to all of us including the ones who are most financially restrained. At some point in our lives we all…