Author: James Paul
‘A penny saved is a penny earned’. This quote rightly taps on the importance of savings. To break it down, it simply means money which is saved holds equivalence with money earned. A penny saved today will expand your financial resource tomorrow. Best ways to grow money short term are numerous and routine. They come under saving money without investing. Hence options and tips to protect your money are going to be classified under – How to make your money grow without investment and by channeling them under right investment options. To erect a formidable financial backing, it is essential…
This guest post is from Cato Johnson. Cato is a millennial, an attorney, and the co-founder of The Dollar Build, a personal finance site aimed at educating millennials, young adults and professionals about ways to take charge of their finances and live a rich, fulfilling life. With the seemingly never-ending debate over the Affordable Care Act, you’re probably tired of hearing about healthcare. If that’s the case, just the thought of spending a few minutes considering the type of health care plan that’s right for you probably seems like torture. And it doesn’t get any better when you start throwing…
If you’re like me( or most people for that matter), it’s not that uncommon for you to say to yourself “if I only knew then what I know now, I would have done things differently”. Well, this is your opportunity to avoid some of most common mistakes people make buying life insurance. Here’s your chance to be “in the know”, and avoid the 5 most common mistakes people make buying life insurance. Follow the rules laid out in this article and you will be in better shape than 90% of all life insurance consumers. Lying to Agent about Medical /Driving…
A high number of people assume that investing in cryptocurrencies is no longer an attractive option and there is a bubble about to burst. It might be true some of the top coins of the moment will dive in the coming months. Waiting in the wings though are several coins which have been developed to put right the problems that are associated with Bitcoin, Ethereum,and the other early front-runners. When you look at the increases of the significant coins have made over the past twelve months should you trust something that can rise in value by that higher margin? It…
Life never runs out of surprises, be it good or bad. That’s why you need to have a financial backup plan that will help you weather any storm. You may be the most disciplined person when it comes to sticking to a budget and saving a portion of your income every month, but unexpected events may occur that can render you in financial ruins, especially if you don’t have a plan B. Here are the steps you need to take to create a financial backup plan that will prepare you for the future. Track your Current Expenses Before anything else,…
All employers have a broad range of responsibilities towards their employees. The most important ones include ensuring the safety of the workers while at work. It is their job to ensure that workplaces accidents don’t happen by eliminating any such hazards that might result in one. According to statistics reported by Safe Work Australia, 182 workers lost their lives after being injured at the workplace in 2016. Though the number might not seem much, thousands of reported and sometimes unreported workplace injuries occur every year, leaving both the worker and the employer at loss. Employers have to pay worker compensation…
Right at the beginning of a new year, post all the celebrations, you realise how excessively you’ve spent during the holidays. It is definitely that time of the year where one finds out the precise size of their splurge when the credit card bill arrives. Holiday season is that time of the year, which can put people off balance and sometimes they tend to go way past the budget they set for themselves. It is safe to say, this happens to all of us including the ones who are most financially restrained. At some point in our lives we all…
Smart professionals often do two things very well: First, they identify investment opportunities that can get them quick and fruitful results, early in their careers. Second, they carefully invest in a lucrative and risk-free pension pltans to ensure a happy and stress-free post-retirement life. But that’s just part of the story… Retirement planning is a complex process and picking the best pension plans from the lot can easily daunt even the most seasoned souls. I’m sure you’re probably wondering: “Complication isn’t my thing. How do I easily plan a successful retirement and zero in on the best pension plans available in the…
If you have a lot of flyer points but you don’t know how to use them, you have come to the right place. Some of the most seasoned business owners and travelers collect points on their credit card just so they can use it later. You can use these points for various things and not just for booking cheaper flights. Flying companies are now offering various rewards and benefits to their frequent flyers to enrich their experience even more. School holidays are generally the hardest time to grab a seat for especially if you are planning a family trip. But,…
Selling your home is often a case of expense after expense after expense, and we can completely sympathise –few people like spending money that they don’t have to. So is it possible to sell your home without using solicitors or estate agents? Here’s a quick rundown of how you could do just that! Eliminating Estate Agents If you want to eliminate estate agents, you could just advertise your home locally. Of course, in a world where most people’s first resort is Zoopla or Rightmove, you may struggle if you don’t advertise online. As a result, it could pay to use…