Debt Advice

Negotiate Your Credit Card Debt in Five Easy Ways

credit card debt

Credit card debt is one of the top reasons consumers seek debt relief. American consumers have $102 trillion in credit card debt, according to the Federal Reserve Bank. As much we all want to pay our debts on time, hardships like divorce, medical bills and job loss happen. But that doesn’t mean the banks and credit card companies are going ...

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Debt and the Affect It Has On People

Financial Problems

The problem of debt is something that everyone may be familiar with. In which case, everybody may be able to relate when we say that debt can take a toll on an individual’s life. It is the thought that keeps sinking in about how you are in a big trouble with your credit and you cannot think of a way ...

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Save money and get out of debt – Think out of the box with 6 tips

It’s rather common to wish to get wealthier with every passing day. However, one of the major differences between all those who’re actually wealthy and those who’re not is pretty basic. It’s more like the wealthy are the people who essentially earn interest, whereas the rest are busy paying interest or perhaps even seeking debt relief. This is obvious as ...

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How Do I Handle Debt Collectors?

First of all, the best way to protect yourself from being harassed or mistreated by debt collectors is to know and understand your rights as well as the statute of limitations. Just because you are over indebted does not mean, the collectors can push you around. To handle such collectors properly and effectively, you should be well aware of what ...

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How to Deal with Creditors’ Calls

You’ve stopped answering your phone. You’ve cut it off even. You just can’t take the creditors telling you that you owe them more money. What will you do? It’s time take control of the situation, and get those creditors’ off your back. Give Them Money – Any Money Creditors know that you can’t pay your bills. They wouldn’t be calling ...

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What are Pros and Cons of debt consolidation?

It is true that someone who has many debts to pay is always distressed and even buried in depression, if he is going through financial crisis. Car loans, home loans, education loans, credit card loans and so on are basic necessities of a middle class man in this world running at the pace of light. But when all these climb ...

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