Author: James Paul
I don’t think any of us would disagree that a budget is a great tool for saving money. That those who do the whole budget thing are financially wise. But how many people actually have a budget they’re recording their expenses in? I’d guess not many. In this post, I’m going to lay out 10 simple reasons you should be on a budget. Know Where Your Money Is Going The act of gathering information from last month, adding up all your expenses from your online banking or receipts, and categorizing them will alone be illuminating. You’ll be surprised at the amount…
This question may seem rhetorical but it can be the biggest and most important decision you make in your life. Once the grave choice has been made the end a marriage, the pragmatics of the situation takeover, and can become infinitely complicated. There is no such thing as a simple divorce, but some are certainly simpler than others. A divorce can be painful and traumatic, but it doesn’t have to be. Involving a professional to facilitate and mediate proceedings can save you time and energy, and potentially years of your life. Whether the end to your marriage is amicable, antagonistic…
Perhaps you are new in the forex trade and you have heard other traders talking about price action or PA and wondered what they were referring to; they are simply talking about forex charts in general but specifically the movement of actual prices. You will realize that, if you have a candlestick on the one hour timeframe you will end up with PA data worth an hour and if your candlestick has a five hour timeframe you will have 5 hours of PA data. This means that you need more PA data for you to have more accurate predictions; getting…
Beauty businesses, especially those online, are thriving in today’s market. However, establishing and maintaining a successful beauty business is not easy. Beauty businesses like triabeauty.com have gained international success for being versatile and innovative. While there is a lot of competition in the beauty market, it is also a great niche to make money. With the right strategy, you can easily establish your beauty business and take it to the next level. To start a business you need to follow various steps to complete the process. It is important to understand the business and learn the basics to know what…
Often people consider taking loan when they fall short of their finances. This is why people take so many loans to make sure that their financial troubles are easily sorted out. The regular loans from the banks are sometimes too much to pay back and it’s no surprise that many fail to repay it back due to their financial strain. This is where easy finance Sydney loans kicks in. These easy finance Sydney loans can be used for a variety of reasons. Whenever you are in need of money and you don’t have enough with you, consider easy finance Sydney…
New technologies have changed not only the way we live, but the way we work, and the money we use. It seems just yesterday, that cash was the norm checks and money orders were the only ways one could transfer funds. Today, it is credit cards, not cash which makes up the bulk of money in purchases. With so many companies now accepting credit cards instead of cash, it is more important than ever to possess one. For newcomers however, the credit card market can be confusing. With so many different types, all with their names, promotions, interest rates, fees,…
Life expectancy is increasing rapidly. Over the last 50 years, the average life expectancy across England and Wales has increased approximately 10 years for men and 8 years for women. Meanwhile, the rate at which healthy life expectancy (the length of time we can expect to live without incurring significant health problems), is increasing less rapidly. Whilst we’re all living longer, the cost of living in a care home has risen by 5.6 per cent– more than twice the rate of inflation. According to research compiled by Prestige Nursing and Care, the average annual UK bill for a care home…
Motorists who feel anxious about being involved in a road traffic accident have been given yet more cause for concern, as recent statistics show that road traffic injury claims for compensation increased significantly over the past 12 months. According to figures released from a report by the Actuarial Profession, despite a fall in actual accidents of 11% in 2011 compared to the figures released for the previous year, the number of claims is up by an astonishing 18%, with a range of factors behind this perplexing data. Reasons for increasing road traffic injury claims 1. The severity of road traffic…
Some people wait for the New Year to fix their finances. Well, the truth is that you don’t need to wait for January to get things done. Although we are quite at the start of the year, why not begin our discussion with a few basic financial management tips for businessmen? With the dynamics of the economy and industry competition, it has become quite a stressful and tedious task for businessmen to handle their finances. Right from controlling and tracking to regulating and managing personal and professional finances, businessmen anyway have quite the load on their head. Taking care of…
In case you are interested in the personal finance field and especially if you have done some research into starting to trade on the stock market, you have probably come across penny stocks as a trading option. You have also most probably encountered one of two very biased points of view on this particular market – those who are saying that penny stocks are devil’s work or those that are saying penny stocks are the easiest and the quickest way to become a millionaire. Like so often, in reality, the truth is somewhere in between. Today, we will be giving…