Author: James Paul
New technologies have changed not only the way we live, but the way we work, and the money we use. It seems just yesterday, that cash was the norm checks and money orders were the only ways one could transfer funds. Today, it is credit cards, not cash which makes up the bulk of money in purchases. With so many companies now accepting credit cards instead of cash, it is more important than ever to possess one. For newcomers however, the credit card market can be confusing. With so many different types, all with their names, promotions, interest rates, fees,…
Life expectancy is increasing rapidly. Over the last 50 years, the average life expectancy across England and Wales has increased approximately 10 years for men and 8 years for women. Meanwhile, the rate at which healthy life expectancy (the length of time we can expect to live without incurring significant health problems), is increasing less rapidly. Whilst we’re all living longer, the cost of living in a care home has risen by 5.6 per cent– more than twice the rate of inflation. According to research compiled by Prestige Nursing and Care, the average annual UK bill for a care home…
Motorists who feel anxious about being involved in a road traffic accident have been given yet more cause for concern, as recent statistics show that road traffic injury claims for compensation increased significantly over the past 12 months. According to figures released from a report by the Actuarial Profession, despite a fall in actual accidents of 11% in 2011 compared to the figures released for the previous year, the number of claims is up by an astonishing 18%, with a range of factors behind this perplexing data. Reasons for increasing road traffic injury claims 1. The severity of road traffic…
Some people wait for the New Year to fix their finances. Well, the truth is that you don’t need to wait for January to get things done. Although we are quite at the start of the year, why not begin our discussion with a few basic financial management tips for businessmen? With the dynamics of the economy and industry competition, it has become quite a stressful and tedious task for businessmen to handle their finances. Right from controlling and tracking to regulating and managing personal and professional finances, businessmen anyway have quite the load on their head. Taking care of…
In case you are interested in the personal finance field and especially if you have done some research into starting to trade on the stock market, you have probably come across penny stocks as a trading option. You have also most probably encountered one of two very biased points of view on this particular market – those who are saying that penny stocks are devil’s work or those that are saying penny stocks are the easiest and the quickest way to become a millionaire. Like so often, in reality, the truth is somewhere in between. Today, we will be giving…
It is vital to select the correct forex charting software because these charts are among the major factors you need to consider when trading. When you want to spend all your time watching a chart, you need to have the most efficient charting software that’s within your reach. The difference between a professional and an amateur is frequently the tools used by them. If you are really interested in making money like old, seasoned players at XFR Financial Ltd, you have to possess the same tools as that they employ for making gainful trades every day. It may surprise you…
Startups lack cash. In the initial years, bootstrapping is their only option to survive. Only after a certain level of growth can they expect round one VC funding. And that too only when they are deemed worthy by the VC firm. Securing VC funding is tough. Most startups fail to meet the qualifying criteria. No wonder 90% startups in the US failed within just one year of starting their operation. The ones run by smart and ambitious owners, refuse to give up. Their owners look for alternative ways to garner money. Crowdfunding is one such way. However, the problem with…
This article gives you a few methods by which you may pay your bills online. This is an alternative to methods such as via the phone, post or in-person payment. Try your bank first and foremost. They offer quite a few ways to pay your bills. They have a few tools that you may use online. You also get the added benefit of having the payment appear on your bank statement as going directly from your bank account to the company you wish to pay. This makes proving that you paid it a lot easier (for if there is trouble…
People have found that they can run into completely unexpected troubles and issues when they are in different countries wile traveling. Sometimes they learn this important truth in a hard way. There are many queries and answers that might have saved them from the problems and issues they saw and once you are in a completely different country you need everything to travel without any fuss. Traveling wisely is crucial to have a safe and enjoyable trip no matter where you are. There are certain things that you need to care of whenever you are planning a trip. These things…
My previous article was on a subprime mortgage. In that article, I very briefly talked about deep subprime loans in the automobile industry and how it could trigger a crisis. Later, I felt this topic requires an elaborate discussion and decided to churn out a new article focused exclusively on it. So in this article, I am going to discuss how a subprime loan is affecting the auto industry and how the economy at large could be affected by it. Who take these loans? Figuratively speaking, a crisis is like a recipe and the elements that trigger it are the…