Author: James Paul

In the United States, we boast about being technologically superior than other nations, especially developing nations. But in some areas, we are far behind other countries. Cyber security and payment system are two such areas. We don’t always follow safe and recommended procedures for online data security. As a result, cyber criminals gain access to our financial details. What they do next can be done by spending as little as $25. They collect ordinary plastic cards, create fake magnetic stripes, paste the debit card info obtained by hacking other people’s accounts online onto the phony magnetic stripe, and then use…

Read More

We’ve discussed forex trading before, and in fact a year ago we even wrote up some reasons to consider getting into the market. There are truly a lot of benefits to putting some of your investing funds into this sort of market, even if you’re primarily looking for a way to diversify your portfolio. However, while the benefits we discussed previously—high returns, convenience, etc.—are all perfectly legitimate, it’s also important, as with every investment, to make sure this is the right market for you. These are some of the questions you should be asking in order to make that determination.…

Read More

Thinking about buying a car but you don’t have the funds? Or are you simply looking to exchange your old banger for a slightly shinier one? With the many cars for sale online, it has become easy to get yourself some new wheels and almost as easy to make rookie car loan mistakes! Here are a few things you should consider before fill out an Auto Loan Application. Credit history and eligibility of the loan applicant Banks generally look into an applicant’s previous credit history and fulfillment of the eligibility criteria before sanctioning the loan. Banks sanction or reject loan…

Read More

It’s rather common to wish to get wealthier with every passing day. However, one of the major differences between all those who’re actually wealthy and those who’re not is pretty basic. It’s more like the wealthy are the people who essentially earn interest, whereas the rest are busy paying interest or perhaps even seeking debt relief. This is obvious as the more interest you keep accumulating against you, the higher are your chances of going down the debt whirlpool. So, you must be wondering that wherein lies the key to financial bliss. Firstly, it’s rather important for you to realize…

Read More

Before buying and moving into a new home there is one big decision to make and that is whether to choose a fixed or a variable mortgage rate. This decision will determine what interest rate you are going to pay on a monthly basis for your mortgage for the next twenty years or so, so choosing the right rate is definitely one of the most important things to do. However, there isn’t one correct way to go about this, as there are many factors you need to take into consideration before you make that initial decision, but here are some facts to help…

Read More

Although binary options is a fast growing way in which to trade on financial markets, there are plenty of reports of this method of trading being a scam. Many of the accusations and criticisms of this trading method centre on the brokers who offer these contracts. The lack of regulation and a general misunderstanding of the premise on which this investment approach is based help to fuel these arguments. In this article I look at the various potential pitfalls associated with online binary trading and help you to become aware of and therefore avoid any potential binary options scam you…

Read More

Everyone looks for tips on how to manage credit cards. Often, these are the ones that give us severe financial troubles. However, you should know one essential truth with these things, there’s no single tip or guideline or advice to correctly manage your credit cards. This article can give you simple thoughts but the rest of the methods are up to you. Later on, you will discover that you have more options rather than just looking at these words. The real answer is right in your hands so, if you’re ready, here are some of the useful pointers for your…

Read More

I don’t think any of us would disagree that a budget is a great tool for saving money. That those who do the whole budget thing are financially wise. But how many people actually have a budget they’re recording their expenses in? I’d guess not many. In this post, I’m going to lay out 10 simple reasons you should be on a budget. Know Where Your Money Is Going The act of gathering information from last month, adding up all your expenses from your online banking or receipts, and categorizing them will alone be illuminating. You’ll be surprised at the amount…

Read More

This question may seem rhetorical but it can be the biggest and most important decision you make in your life. Once the grave choice has been made the end a marriage, the pragmatics of the situation takeover, and can become infinitely complicated. There is no such thing as a simple divorce, but some are certainly simpler than others. A divorce can be painful and traumatic, but it doesn’t have to be. Involving a professional to facilitate and mediate proceedings can save you time and energy, and potentially years of your life. Whether the end to your marriage is amicable, antagonistic…

Read More

Perhaps you are new in the forex trade and you have heard other traders talking about price action or PA and wondered what they were referring to; they are simply talking about forex charts in general but specifically the movement of actual prices. You will realize that, if you have a candlestick on the one hour timeframe you will end up with PA data worth an hour and if your candlestick has a five hour timeframe you will have 5 hours of PA data. This means that you need more PA data for you to have more accurate predictions; getting…

Read More