Credit Guide

Most people want to learn how to build their credit rating. Conversely, it also pays to learn how to destroy your credit score, if only to avoid doing so. A high credit score is what everyone would want to have. You are granted loans easily and credit card companies are only too eager to have you for a client. Cars ...

Credit scores are essential since they determine future eligibility for any financial assistance from financial institutions. Thus, if you have a low score, it is more than likely that you may not get a home loan or mortgage. All you need a better credit score. Many compare credit score improvement to losing weight. The idea is to hold patience and ...

Everyone looks for tips on how to manage credit cards. Often, these are the ones that give us severe financial troubles. However, you should know one essential truth with these things, there’s no single tip or guideline or advice to correctly manage your credit cards. This article can give you simple thoughts but the rest of the methods are up ...

New technologies have changed not only the way we live, but the way we work, and the money we use. It seems just yesterday, that cash was the norm checks and money orders were the only ways one could transfer funds. Today, it is credit cards, not cash which makes up the bulk of money in purchases. With so many ...

Debts like credit cards and other consumer debts are wretched parts of the American households. Credit card companies put up attractive ads that promise to shower all sorts of freebies to their customers. According to the Federal Reserve, nearly 58% of the common people have outstanding credit card balance. This shows that people need to start taking steps to get ...