Author: James Paul
In the third quarter of 2021, the US accounted for over 43% of global Mergers & Acquisitions (M&A) activity. The two terms, which are frequently used interchangeably, allude to the integration of the two firms, although in different contexts. M&A strategies includes the services your business will provide, as well as the clientele, industries, and geographic locations you will target and serve. There are several reasons why a firm decides to merge with another, but the process is difficult and time-consuming. When merging or acquiring a company, a lot of paperwork and legal issues must be put on the table…
So, you got $100k right now and got an itch to spend them? But you don’t know where? Here are the best options for you to explore. Be judicious as your money is judicious with itself, right? Invest $100K here! Spend some money on land or a store that will pay you monthly rent. Put some capital into stocks and cryptocurrencies and save for the long term (5–10 years). Purchase gold and silver bars (this is a long-term investment that should last 5–10 years or more). Consider a business idea and a challenge that people in your area face. Spend…
If you recently transitioned to adulthood, applying for a credit card is probably among the top five things you look forward to. In most countries, a person is eligible to obtain a personal credit card as soon as they turn 18. Credit cards add convenience to life, and are the preliminary means to start building credit. The shiny plastic unlocks so many possibilities, and they can make you feel invincible, which is addictive. Despite the many perks credit cards have to offer, they can become a liability if not used responsibly. Many newbies exploit their credit privileges, and then suffer…
Worker compensation in America refers to cash and benefits in exchange for their services. It will typically include disability insurance, on-site child care, free meals, vacations, different memberships, bonuses and retirement plans like 401(k)s.Employer costs for employee compensation for civilian workers averaged $40.9 per hour worked in March 2022 reported on June 16, 2022. Wages and salaries cost $28.16 and accounted for 68.8% of the total compensation. On the surface, the US does not have very stringent laws regarding employee benefits. Yet, the federal or state law has mandated a few,including overtimes, leave under the Family Medical Leave Act and…
A high CIBIL score has a plethora of advantages. This is a 3-digit figure that reflects your creditworthiness, that is, your ability to repay a loan. It can be either in general terms or with respect to a particular financial liability. A good score translates to better interest negotiation power, discounts on loan processing fees, cards with better rewards and getting pre-approved funds. The market size of the US Credit Bureaus & Rating Agencies stands at $13.4 billion in 2022 and is expected to increase by 6.1% in the same year. It has been growing faster than the administration, waste…
Once you file for bankruptcy, your assets come under the control of a trustee. They can sell these assets to collect money for unsecured creditors. However, filing for bankruptcy does not mean you have to give up all of your assets. Chapter 7 bankruptcy will help you get out of most of your debts. You have to take a “means test” for filing this type of bankruptcy. If you are making a certain amount of money, you can qualify for this type of bankruptcy. But you can’t repeat this type of bankruptcy filing for 6 years. It also prevents your…
Investing may seem like a hassle at first, but understanding the basics of the stock market for dummies can help you get around it. Understanding some concepts will help you grasp the whole of the stock market easily, like the workings of the stock market, the difference between long-term investing and stock trading, and why it is important that you diversify your portfolio. This guide to stock markets for dummies aims to explain all the basic stock market concepts and give you a solid investing foundation to build upon. The first thing you need is a licensed brokerage that will…
Establishing a business may seem like a hefty task, but it is the maintenance of the company that requires the most effort. If a business does not update its products or services, some other competitor may arrive in the market and steal its customers. It is crucial to refurbish and expand the business as we go because it keeps the business fresh and improves business. If you have loyal customers, a steady cash flow, and high demand in the market, you need to expand your business to stay relevant and in the market. Before expanding a business, make sure you…
Jobs in the healthcare field pay much higher on average than in most other industries, and it’s well deserved. We’ve learned how crucial of a role healthcare professionals play in our society and it’s only right that they get compensated for their hard work. Your main goal for getting into the industry should be your desire to help others, but there’s nothing wrong with wanting to get a good salary. Salaries in the industry are usually a reflection of how demanding the job is and the highest paying jobs come with serious responsibilities, so don’t feel guilty about wanting to…
When you make it your business to give people the best health advice possible, you want to ensure that you’re doing a good job. Of course, when you revolve your life around any particular venture, you might want to feel a certain sense of pride knowing that you’re doing everything that you can to deliver the best results possible, but this is different; this is something that deeply affects someone and their health. Therefore, you might want to know of means and tools that can help you to deliver these optimum results. Some of these might be things that you’re…