Author Archives: James Paul

How to Overcome Financial Problems

Financial Problems

Financial problems occur to almost everyone. You are not immune to financial difficulties and challenges regardless of who you are or even your income. It will inevitably happen. Knowing how to deal with this debacle whenever it rears its ugly head is key. Many people have different ways of dealing with financial stress. Some do it positively, others negatively and ...

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3 Reasons To Never Buy A New Car

old vs new car

This article about how to buy a car intelligently, I wrote it together with my life partner and personal finance adviser, Daniel Cabrera, who I learn so much from every day. In case you did not know, the second largest and most important purchase we will make in our lives, after that of a house, will be the purchase of ...

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5 Investment Terms you Need to Understand

investment terms

The financial world is full of jargon which can be extremely off-putting to those who aren’t in the know. There are some terms that it is common for people to not understand what they mean, yet they often feel they can’t ask for fear of coming across as ignorant. This can prevent people from investing in products that might otherwise ...

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Things You Should Know As A Technical Trader

Forex trading

Learning the technical details of the Forex trading industry is a little bit complex. Some of you might think technical analysis is not required to become a successful trader. Just by using your emotions and gut feelings you can easily earn huge amount of money. But always remember emotions has no place in the investment business. Try to learn the ...

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5 Ways To Beat Unpacking Procrastination

Unpacking Procrastination

There’s no doubt that unpacking is an overwhelming task to do. After a tiring move, you would rather watch your favorite movie or TV show on a couch than unpack everything off.  Besides, the moment you unload all your moving boxes from the moving truck, you may find the effort of unpacking an unappealing thing to do afterward. Unfortunately, you ...

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Is It REALLY a Financial Emergency?

Financial Emergency

Finance experts have been recommending for years that people tuck money to the side just in case there’s an emergency they need to handle. Even those who have a well-planned budget may run into a circumstance that causes their finances to take a hit. An emergency account provides coverage in those instances. There are a lot of people who have ...

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When a Personal Loan Should Not Be Availed to Pay off the Debts

Taking personal loans to eliminate other debts can be a tricky situation. However, this is a major decision and one should know all about the personal loans, the advantages and the disadvantages associated with these loans before deciding whether to use them for dissolving other loans or not. Whether you should take loans for bad credit or not purely depends ...

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Why Collateral Loans Are Utilized to Cover Emergency Expenses?

Collateral Loans

Negative credit rating can spell problems for those who live with very limited funding. There are times when certain individuals encounter emergency expenses that may arise because of unexpected medical procedures, car repairs, home maintenance, and natural disasters among others. When these unexpected circumstances arise, those who have negative credit rating may find it difficult to avail loans from banks ...

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6 Steps to Follow To Get Your Personal Loan

Collateral Loans

Are you looking for ways to cover a few expenses such as credit card debts, chase an adoption or move across borders without breaking your savings nest then a personal loan can be the best thing to look for. Although, getting a personal loan approved can be a hassle-free experience for some and a nerve-wracking for others. What is a ...

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