Author Archives: James Paul

7 Steps for Creating a Financial Backup Plan

Life never runs out of surprises, be it good or bad. That’s why you need to have a financial backup plan that will help you weather any storm. You may be the most disciplined person when it comes to sticking to a budget and saving a portion of your income every month, but unexpected events may occur that can render ...

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Who Is Responsible For An Injured Worker In NSW And How To Mitigate The Risks?

All employers have a broad range of responsibilities towards their employees. The most important ones include ensuring the safety of the workers while at work. It is their job to ensure that workplaces accidents don’t happen by eliminating any such hazards that might result in one. According to statistics reported by Safe Work Australia, 182 workers lost their lives after ...

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How To Bounce Back From A Holiday Overspending

Right at the beginning of a new year, post all the celebrations, you realise how excessively you’ve spent during the holidays. It is definitely that time of the year where one finds out the precise size of their splurge when the credit card bill arrives. Holiday season is that time of the year, which can put people off balance and ...

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Five Must Buy Forms of Insurance

types of insurance

The world of insurance simply cannot stop inventing new or recreating enhanced versions of insurance. But there are select few forms of insurance that most middle class Americans should consider and own. Yes, you can save money by avoiding some of them, but in the long run, you are not likely to come out ahead by skipping any of these. ...

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7 Shortcuts for a Simple Retirement Plan in Record Time

Smart professionals often do two things very well: First, they identify investment opportunities that can get them quick and fruitful results, early in their careers. Second, they carefully invest in a lucrative and risk-free pension plans to ensure a happy and stress-free post-retirement life. But that’s just part of the story… Retirement planning is a complex process and picking the best pension ...

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Financial Toolkit- Student Loan Repayment Worksheet

Student Loan

We all know the financial goal is an intention we plan to save or plan our expenditure. The only way it differs from any other goal is that it is expressed completely based upon money. It varies from person to person for instances retirement planning, debt reduction, credit improvement etc. Writing your financial goals is essential. Written goals bring transparency ...

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Top 7 Myths About Comprehensive Car Insurance

car insurance

For some, insurance is an unfamiliar concept. Thus, it is natural for them to have doubts. What adds to these doubts are the myths that are associated with insurance policies. These myths are fueled by hearsay and add to the existing confusion. The following are top 7 myths that are associated with Comprehensive Car Insurance. Let’s have a look at ...

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