Author: James Paul
At the start of the year, newspapers were already warning of the impending spread of zero-hour contracts, referred to by the Daily Mirror as a ‘cancer’ that would spread to 1.5 million workers this year. Zero-hour contracts basically offer work as and when an employer wishes; prospective employees are under no obligation to accept this offer, but if they don’t, the employer may decide not to offer them further work. For some, the lack of security of zero-hour contracts make them a last resource; for others, however, zero-hour contracts are a handy way to earn an additional income or make ends meet between…
From the time you have the money and make the decision to investing in rental property to actually buying your first new property in Gurgaon there is a lot of work that needs to be done. The first, and most important, thing that you need to do is start your search of all the new property that you can invest in. To help you complete your investment purchase you should hire a real estate agent to make sure you are doing everything correctly. When searching for a new projects that will make a profitable rental investment you should search out: Neighborhood—…
At We Can Financial, we want to assist you to make the best and most educated decision when selecting a franchise and the appropriate financing process. As you are selecting a franchise, understand that experience and knowledge of the business is invaluable in obtaining a small business loan as a financing method. If you are an entrepreneur and looking for some business opportunities, opening a franchise front is one of the best options. The benefit is that you get to start a business with an established brand. The downside of opening a franchise is that you have to take care…
Personal financial management is an important part of any person. Mismanagement can lead to debt, bankruptcy and all kinds of a financial rut. So, it’s essential to be in control of the finances. Some may find managing personal finances challenging. But with so many resources now available, you can easily turn around your current financial situation. With simple and practical tips, you can save more, reduce or completely pay off your debts and make your future financially secure. Here, in this article, we bring you some of the most useful and practical tips for your personal financial management. 1. Establish…
Funding a new business venture isn’t easy. Unless you start off with the right contacts or the money you need to get you started, finding people who are willing to invest can be extremely hard. You need to attract the attention of individuals who think your business model is worth supporting. It might be many people willing to give a lot or fewer people who will give a larger sum. If you don’t know where to start, you’ll find some ideas for fundraising for your new company below. You could host an event, send out sales letters, use crowd-sourced fundraising…
Savings is an important part of our lives to make our finances strong, trouble-free and long term. Though there are several choices available, a savings account in a bank is one of the most preferable ways. To get the benefits of such a method one must understand the ethics behind the savings account. We must understand the difference between the different types of accounts to avoid the confusion. Savings account – Definitely a big YAY Savings accounts are for those who want to save money without making a lot of transactions from it. If you want an account to make…
Personal finance management should be included in the subjects taught in primary and/or secondary education. Such a measure will help make sure that young people turn out better versed in savings and even in loans. This can be an appropriate preparation for the students to become responsible and knowledgeable adults in the future who are familiar about how to effectively manage personal finance To date, there are calls to make personal finance a compulsory subject in schools. Many individuals believe it should be made a part of the academic curriculum. Financial education is perceived to be a long-term solution to…
A cashless society was once the stuff of science fiction. It is hard to image when living in a world in which every wallet held banknotes and coins, but the movement towards a cashless society has begun and it is fast gaining pace. It might just be that before we know it, we’ll be living in a world of digital currency. Sweden showing the way A number of digital currency proponents in Sweden are asking why bank notes should be printed at all in an increasingly high-tech world in which people are more familiar with screens and scanners than paper.…
A loan sanctioned or given only on the basis of the borrower’s financial position, creditworthiness, credit history, and personal reputation, without engaging any collateral is called an unsecured loan. Here borrower signs a promissory note but does not hypothecate any specific asset(s) as collateral security, and so this is also called a signature loan. Since the risk of the lender is high, higher interest rates are attached to such loans. Even with the various risks factors, the demand for the unsecured loan in the UK is growing. It is important to understand what an insecure loan is so that you…
To succeed as a businessman or at work, a person should start behave in the way similar to the way the most successful people act. Of course you may find something special that will work for you but if you are on the beginning of the route it is better to learn from others people experience. Of course some principles are not the only thing that will lead you and your business to success. Issue of funding is also very important here as you need to create a stable source where money would be accumulated and wisely distributed. Thus beneficial…