Personal Finance

3 Reasons To Never Buy A New Car

old vs new car

This article about how to buy a car intelligently, I wrote it together with my life partner and personal finance adviser, Daniel Cabrera, who I learn so much from every day. In case you did not know, the second largest and most important purchase we will make in our lives, after that of a house, will be the purchase of ...

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Is It REALLY a Financial Emergency?

Financial Emergency

Finance experts have been recommending for years that people tuck money to the side just in case there’s an emergency they need to handle. Even those who have a well-planned budget may run into a circumstance that causes their finances to take a hit. An emergency account provides coverage in those instances. There are a lot of people who have ...

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Financial Advice You Can Trust: Choosing a Financial Professional

Countless Americans turn to financial advisors to help them plan for their financial future. If you don’t know a lot about financial matters, it makes sense to seek the help of a professional. However, many folks don’t trust their financial advisors. In fact, a 2016 poll conducted by the American Association of Individual Investors showed that 65% of participants mistrusted ...

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How to Finance Buying a Used Car?

When looking to buy a used car there are many things to think about such as which model to choose, what size engine, what colour etc. however, before all of these can be considered it’s important to work out how the purchase will be financed. When working out how much to spend on a new car, it’s vital to examine ...

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Top Tips on How Can Increase Your Earning Sources

‘A penny saved is a penny earned’. This quote rightly taps on the importance of savings. To break it down, it simply means money which is saved holds equivalence with money earned. A penny saved today will expand your financial resource tomorrow. Best ways to grow money short term are numerous and routine. They come under saving money without investing. ...

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10 Reasons to Contribute to an HSA

This guest post is from Cato Johnson. Cato is a millennial, an attorney, and the co-founder of The Dollar Build, a personal finance site aimed at educating millennials, young adults and professionals about ways to take charge of their finances and live a rich, fulfilling life. With the seemingly never-ending debate over the Affordable Care Act, you’re probably tired of ...

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7 Steps for Creating a Financial Backup Plan

Life never runs out of surprises, be it good or bad. That’s why you need to have a financial backup plan that will help you weather any storm. You may be the most disciplined person when it comes to sticking to a budget and saving a portion of your income every month, but unexpected events may occur that can render ...

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Who Is Responsible For An Injured Worker In NSW And How To Mitigate The Risks?

All employers have a broad range of responsibilities towards their employees. The most important ones include ensuring the safety of the workers while at work. It is their job to ensure that workplaces accidents don’t happen by eliminating any such hazards that might result in one. According to statistics reported by Safe Work Australia, 182 workers lost their lives after ...

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