Debt Advice

Negotiate Your Credit Card Debt in Five Easy Ways

Credit card debt is one of the top reasons consumers seek debt relief. American consumers have $102 trillion in credit card debt, according to the Federal Reserve Bank. As much we all want to pay our debts on time, hardships like divorce, medical bills and job loss happen. But that doesn’t mean the banks and credit card companies are going ...

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Debt and the Affect It Has On People

The problem of debt is something that everyone may be familiar with. In which case, everybody may be able to relate when we say that debt can take a toll on an individual’s life. It is the thought that keeps sinking in about how you are in a big trouble with your credit and you cannot think of a way ...

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How Do I Handle Debt Collectors?

First of all, the best way to protect yourself from being harassed or mistreated by debt collectors is to know and understand your rights as well as the statute of limitations. Just because you are over indebted does not mean, the collectors can push you around. To handle such collectors properly and effectively, you should be well aware of what ...

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What are Pros and Cons of debt consolidation?

It is true that someone who has many debts to pay is always distressed and even buried in depression, if he is going through financial crisis. Car loans, home loans, education loans, credit card loans and so on are basic necessities of a middle class man in this world running at the pace of light. But when all these climb ...

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Strategies for Limiting your Debt in the New Year

As the New Year begins, those feelings of hope and joy about the promise of the New Year are easily replaced by feelings of helplessness when your credit card bills arrive in the mail. Many people rack up huge amounts of credit card debt while attempting to give their loved ones what they wanted for the holidays. If you have ...

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Save money and get out of debt – Think out of the box with 6 tips

It’s rather common to wish to get wealthier with every passing day. However, one of the major differences between all those who’re actually wealthy and those who’re not is pretty basic. It’s more like the wealthy are the people who essentially earn interest, whereas the rest are busy paying interest or perhaps even seeking debt relief. This is obvious as ...

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Consider Tax Refunds as Effective Means of Getting Out of Debt

Many financial advisers and entities go out of their way just to help people know how to use tax refunds for effective debt settlement. Indeed, tax refunds are money that you can use to settle your existing loans, credits, and other forms of debts. However, the first thing that you must remember is that tax refunds are not money that just ...

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