Personal loans are very helpful in the financial crisis. The concept of personal loan attracts people more than any other loan as you can take it for any personal reason without worrying about collateral security. Especially, the salaried employees who normally can’t fulfill their wishes and needs in a fixed salary choose personal loans. Banks and other lending agencies often ...

While managing personal finances can be challenging for anyone, people who live with a chronic illness often experience a unique set of financial challenges. A chronic disease is defined as a persistent condition that is long-lasting. Conditions like fibromyalgia and pulmonary fibrosis often make day-to-day life more difficult to deal with, as well as more financially challenging. If you or ...

Every business needs money to function. Some businesses need more money than others, but everyone needs some kind of cash flow to start with and then to draw on as they carry on in their business development efforts. Working capital is a form of capital (cash or assets) that help you buy the things you need, rent the spaces you ...

Although many of us do our best to stick to monthly budgets, this seemingly-simple task is often easier said than done. Because of impulse buys, unforeseen expenses and assorted indulgences, there’s little wonder as to why people consistently go over-budget. While sticking to a budget can be difficult, it’s far from impossible. As is the case with many things in ...

The thing I have discovered about working on personal finance is that it is not rocket science. Personal finance is 80% behavior and 20% knowledge. Personal finance refers to the strategic planning and management of saving, earning, spending and budgeting of expenses. Personal finance requires longterm planning, thinking about the future while living in the present without sacrificing the current ...